Last updated: 25/02/2026
Welcome to iabyesteban.com.
These Terms of Service govern your access to and use of this website, including all content, publications, analysis, news articles, multimedia materials, newsletters, and related services.
By accessing or using this website, you agree to be bound by these Terms.
1. Website Owner
This website is operated by:
IA by Esteban
Owner: Esteban Graterol
Location: United Kingdom
For inquiries, you may contact us through the contact form available on the website.
2. Nature of the Content
All content published on this website is provided for:
- Informational purposes
- Educational purposes
- Editorial commentary and opinion
Unless explicitly stated otherwise, the articles reflect the personal analysis and opinions of the author.
Nothing on this website constitutes:
- Legal advice
- Financial advice
- Investment advice
- Professional consultancy
Users are solely responsible for any decisions made based on information published on this website.
3. Intellectual Property
All content on this website, including but not limited to:
- Articles
- Text
- Analysis
- Podcast materials
- Original images
- Branding and design
is protected under United Kingdom and international copyright and intellectual property laws.
Reproduction, distribution, modification, or commercial use of any content without prior written permission is strictly prohibited.
Permitted use includes:
- Sharing links to content
- Quoting short excerpts with proper attribution
4. Acceptable Use
Users agree not to:
- Use the website for unlawful purposes
- Attempt unauthorized access to systems or data
- Reproduce content for commercial purposes without permission
- Introduce malicious code or interfere with site functionality
We reserve the right to restrict or terminate access in the event of misuse.
5. Third-Party Links
This website may contain links to third-party websites.
We are not responsible for:
- The content of external websites
- Their privacy practices
- The accuracy of information provided by third parties
Access to such websites is at your own risk.
6. Newsletter and Communications
By subscribing to our newsletter, you agree to receive periodic communications.
You may unsubscribe at any time using the link provided in our emails.
Personal data will be processed in accordance with our Privacy Policy.
We do not sell personal data.
7. Limitation of Liability
To the fullest extent permitted by law, the website owner shall not be liable for:
- Indirect or consequential losses
- Decisions made based on the content provided
- Temporary unavailability of the website
- Technical errors or interruptions
Use of the website is at your own risk.
8. Modifications
We reserve the right to update or modify these Terms at any time.
Changes will become effective upon publication on this page.
9. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the United Kingdom.
Any disputes shall be subject to the jurisdiction of the courts of the United Kingdom.